5th January 2016

Neil Thorpe – Testimonial – 10X Wealth Management

To whom it may concern:

Neil Thorpe has managed and advised me on my pension plan and investments since my arrival in Bangkok from Abu Dhabi in 2012.

With an open and transparent approach, Neil has consistently kept me updated on market and investment fluctuations whilst highlighting opportunities and in providing robust, in-depth data and
statistics.

Neil is a clear communicator with a professional approach and is always well prepared for meetings whether planned well in advance or at short notice. His commitment to follow up is timely and reliable being focused on positive results and outcomes for his client.

It is my pleasure to present this testimonial for Neil Thorpe as a with regard to his future career.
Best Regards,

Kirk Albrow
Asia Partner
Dunleavy White – International Executive Search
9B Asa Garden, Sukhumvit Soi 24, Bangkok, 10110, Thailand


18th September 2015

Testimonial for Neil Thorpe
To whom it may concern

It is my pleasure to introduce and recommend Neil Thorpe of 10x Wealth Management.

Neil analyzed my post-retirement needs based on my desired lifestyle and provided me an overview of the investment requirements over the next 20 years. Following his analysis, I have started investing
periodically in a dollar linked pension plan.

As my financial advisor, Neil provides sound guidance and is always very well prepared for our quarterly meetings. He is very committed to providing the best possible advice.

I am sure you will find Neil extremely knowledgeable and professional in his interactions and supportive in building your investment portfolio. I have no hesitation in recommending him.
Yours Sincerely,

Sanjay Kumar
Sr. Director &* Controller,
North & South Asia, PepsiCo


5th January 2018

Neil Thorpe – Testimonial

To whom it may concern:

Neil has been working as my financial wealth manager now since September 2014, advising me on my lump sum investment and helping me plan for my retirement.

When Neil took over my investment, which was under management from an alternative advisory at the time, it was down by over 20%. Neil came in and reassured me that he would be able to rebuild the losses and provide a more predictable and protected way of managing my money.

True to his words, over the time working with Neil, he addressed the problems with my investment
portfolio and he implemented a strategy by investing my capital through a number of the large systemic investment banks, which he was able to secure fixed coupons from. Neil has been able to constantly deliver a steady fixed return between 8 – 12% per annum, that importantly has recovered all of my losses and which is now moving my portfolio into pure profit.

Neil is always well prepared for our quarterly review meetings and he keeps me updated on all aspects of my investment portfolio. Neil gives very clear advice and he makes it simple for me to understand.

Neil has always clearly explained any charges payable and the terms and conditions relevant to the different investments I have taken out.

Based on Neil’s excellent performance and professional attitude I can strongly recommend him to anyone looking for financial advice.

Sincerely,

Kuan-Yuan Chen
Sr. Product Materials Manager at Delta Electronics (Thailand) PCL


26th February 2014

Our Reference: NT-01-0214
Neil Thorpe
10X Wealth Management
Bangkok

Attention: To Whom It May Concern
Subject: FINANCIAL SERVICES TESTIMONY

Neil has been advising me now for over a year on my financial management plans to provide for a well planned retirement.

I admit to being extremely dubious in commencing any further such investment strategies after being badly burnt with several other supposedly leading investment planners in Thailand as well as the usual five calls a week from various people who were going to make me a millionaire on two months.

However Neil has consistently delivered what he has forecast on time and on prediction. No incredible too good to be true gains for 6 months then even more incredible crashes for the rest of the period – only good, sound financial planning advice.

Neil gives sound advice on every proposal he has, is very clear on the potential upsides as well as explicit on the possible down sides. The fee structure is well explained and the relationship between himself, 10X Wealth Management and the institutions with which he places my funds is also very clear.

He makes a conscious effort to provide quarterly updates and is always very well prepared. Dealing with him is an absolute pleasure. Not knowing anything about this “investment” type stuff, I tend to leave everything to him to organize and manage on my behalf. To date the professionalism shown has been everything I could have asked for.

In short I would be more than happy to recommend Neil to any person looking for a competent, highly organized, reliable and results driven financial advisor. He has delivered consistently for me and I wish him well.
Yours Sincerely,

Daryl Brighouse
Managing Director
Petroleum Consultants


20th January 2018

LOC Senior Marine Consultant working and living in Thailand

Testimonial of: Mr Neil Thorpe

Attention: To Whom it may concern
Subject: Financial Services Testimony

Mr Neil Thorpe, working with 10X Wealth Management, helped me move my UK Pension Fund to Gibraltar STM Group. The cost to move the Fund was massively less than what the costs would have been, using my previous Financial advisor in Scotland. The transaction was conducted in a very efficient and professional manner and always, clearly explained.

Over our first year of, 2017, Mr Neil Thorpe has managed and given excellent support and advice, on my pension plan and investments.

We are operating a Low Risk Investment structure, which is what I wanted and in the last year, even after taking off the initial costs of buying into the Morgan Stanley Developed Markets Income Note(s), the Pension Fund has grown at 5% and in 2018, with no further costs to pay, apart from the 1% 10x Wealth Management Service charges, we expect the Fund to grow more strongly in the years ahead.

In the first year 10x Wealth Management did not charge any monies.

Now the 1% annual charges are very good as other companies known to take 1.5%.

We have 4 meetings each year and on every occasion, Neil explains in such clear details, the performance of the Funds and provides Quarterly Statements, which is clearly understood.

In the past year Neil has helped me find very good Equity Funds where even in the first year, we made changes, which improved the Growth Rate of the Pension Fund, without any losses.

Neil is a very handsome, smart and professional man and I am delighted to have been so lucky to become involved with him and his Company.

I can strongly recommend to anyone looking for good investment advice, to seriously look at having him help you as your Financial Advisor. Neil can also travel to meet at home.

To have this availability of frequent contact is very reassuring, knowing that your Investments are closely being monitored, each quarter and to witness the successes being achieved, is the goals we all want.

My congratulations to Mr Neil Thorpe – for a job well done.

Yours sincerely

Captain Ian Cardno
Senior Chevron Marine Representative


28th October 2016

Subject: Testimonial – Neil Thorpe

I have worked in RMA Automotive for 9 years and in the automotive industry for 14 years of which 10 years of it was spent in Thailand.

Neil Thorpe from 10X Wealth Management has been my financial advisor officially since December 2013 while the earlier introduction meetings started since 2012.

Personally I have had very bad fraud case experience in my family during my younger days and this has caused myself to be very cautious about financial advisory companies. Neil has given me a level of confidence and assurance that the company is well established and had the experience to help me achieve what I intend to have which is a retirement fund which I do not get from my current establishment.

Since then, Neil has shown a lot of professionalism and integrity on the investment advices. Personally,

I’m not am investment knowledgable person in any means but I do have confidence in Neil on what he had advised thus far which has given a 13% average performance which is above my expectation.

I would highly recommend Neil as the financial advisor in future to anyone who would like to be involved in such activities.

Thank you,

Stanley Chan Wai Zhong

General Manger – Global Product Development


Gamma Creations Co., Ltd.

Neil Thorpe – Testimonial by J.P.

My daughter and I have been working with Neil for under a year now and we have found him to be very pleasant to work with. Neil has a great way of clearly communicating financial matters to me, in a way that I understand exactly what is going on with my investments.

In the past, when Neil has presented me with different ways and places to make an investment, he has always made sure to highlight the pros and cons of each option, in order to ease the process of decision making, and to make sure it is clear what will be done with the investment.

He is very prepared and extremely organized for our meetings. He has also helped me make decisions that will, in the long term, contribute positively to my investments, and also reduce costs.

Neil is also a pleasant individual to be around and makes my daughter and I feel very comfortable during meetings, which is a good base for a good professional relationship to grow.

Jacques Leon Joseph Prades


23rd September 2015

TESTIMONIAL FOR NEIL THORPE

To whom it may concern

Since 2013, Neil has been advising me on financial planning management plans to provide for a well planned retirement.

He has been always transparent in his dealings, providing balanced insights on any financial proposals.

He is competent advisor and has consistently delivered on his forecast. Now I rely completely on him my financial planning investments.

He also makes a conscious effort to provide regular updates and is always well prepared for these meetings.

I would be more than happy to recommend Neil to any person looking for a professional and reliable financial advisor.

D. MAZUMDAR
Senior Manager (Q&FS)
Asia-Pac Region


3rd February 2016

Re: Investment Advisory Services Provided by Neil Thorpe

To whom it may concern,

My husband and I first started working with Neil in 2014, and immediately felt that we could trust his investment advice, despite being a little apprehensive initially. Neil is very personable and honest when providing advice, explaining everything clearly in order to make sure we understand all of the options that were suitable for our situation before committing to any investments.

Neil’s guidance has been especially valuable for us, since I am Thai-British and my husband is American – which makes any decision become extra complicated due to various tax laws, etc. However, since working with Neil, we have seen our investment portfolio steadily grow, and feel confident in taking Neil’s advice to make further investments in the future.

We would not hesitate to highly recommend Neil to other potential clients looking to invest.

Sincerely,

Oranutt Narapruet

Project Development Coordinator,
International Rescue Committee Thailand


9th August 2015

Neil Thorpe
10X Wealth Management
My Reference: NT-01-0215

Attention: To Whom It May Concern
Subject: FINANCIAL SERVICES TESTIMONY

Neil has been advising me for over a year now on matters relating to my personal financial management plans including moving my military pension so as to provide me with a planned retirement and savings.

In all my meetings with Neil I have found him to be a very well informed and professional manager and has managed to explain to me all the intricate details of financial planning that I could not have had with any other company. He clearly has a thorough knowledge of the financial planning industry and it is because of his knowledge, professionalism and experience that I am writing this testimonial.

Neil makes an effort at explaining and giving clear and sound advice at every meeting I have attended, he also explains the ups and downs of the investment world in which he clearly knows very well. He provides quarterly updates and is always very well prepared for each meeting.

In sum, I would be more than happy to recommend Neil to anyone looking for good investment advice on personal pensions and savings. I hope that he continues to develop his customer base in Thailand, and also continues to give more people the support and guidance he has given me.

Robert Mcbain BSc. (Hon’s) M.ed.


16th May 2017

To Whom It May Concern:

I have been working with Neil for around 6 years now, during this time we have set in place a firm strategy for meeting mine and my families long term goals. It is nice to know that Neil is firmly settled in Thailand. But it is also good to know that he is available 24 hours a day on email or phone call in case I am out of Thailand. I have not hesitated in recommending Neil to friends and colleagues of mine and will continue to do so.

Neil has been very instrumental in the success of my investment. His personalized performance reports on my funds helped make the right decisions.

If you are looking at ensuring your long term financial goals are planned for accordingly then I highly recommend you speak to Neil.

Sincerely,

Nemesio N. Rivera, Jr.
Drilling Engineer
Chevron Thailand


Testimonial for Neil Thorpe

Neil has been managing our finances for 2 years. He helped us to work out what we would need to set ourselves up for retirement and worked out a plan for us based on our needs and existing lifestyle.

Neil is always understanding and advises us based on our circumstances rather than encouraging us to part with more than we can afford. We are happy with the professional way our finances are being handled and appreciate how well prepared Neil is for our meetings.

I would be more than happy to recommend Neil with your financial planning.

Yours sincerely,

Helen Clarke
Resort Manager
Trisara


Testimonial for Neil Thorpe

To whom it may concern,

I have been working with Neil for 1.5 years, and overall he has certainly helped me grow my portfolio and even take advantage of the market downturn to reposition my portfolio.

It has given me a good experience with my investments and confidence to partner with Neil to build my nest egg over the long term.

Neil’s approach is very balanced, with sufficient focus on short term performance of my portfolio, while still keeping eye on long term industry movements and opportunities.

On our quarterly portfolio reviews, Neil would summarize very neatly which part of the portfolio is doing well, and why, as well as doing the same for the laggards. More importantly he, would stress what, if anything, should be done with the lagging part of the portfolio. His professionalism is always value adding to me.

Overall, I highly endorse Neil as a personal wealth advisor.

Regards,

Albert Yeoh
Senior Planning Manager
Pepsico


16th February 2016

TESTIMONIAL FOR NEIL THORPE
To whom it may concern,

Neil has been helping me with a retirement plan that I have through the financial planning company he represents. He has always been forthright and transparent in his dealings with me.

I would be happy to recommend Neil to anyone looking for a professional financial advisor.

Regards,

Craig Henry
Senior Technical Writer
Orion Health Ltd.
Bangkok, Thailand


Testimonial for Neil Thorpe

Neil has been managing my finances since 2011. He helped me to set up my current retirement plan base don my requirements and personal situation. Neil is always very understanding, and provides me with sound financial advice and insight on current investment trends.

I’m very satisfied with the professional way my finances are being handled and appreciate how well prepared Neil is for our meetings.

I would be more than happy to recommend Neil for your financial planning.

Yours sincerely,

Carlos Sanchez Vizan
Resident Manager
Centara Grand


22nd September 2015

Testimonial for Neil Thorpe – 10X Wealth Management
To whom it may concern

It is my pleasure to present a testimonial for Neil Thorpe.

Neil is managing my UK Pension and has helped to move overseas, and is also providing ongoing retirement financial investment advice.

Neil as my financial adviser has performed well in supporting and developing my investment portfolio.

He is very well prepared for all meetings and presents in a manner to assist me to understand and in a very enthusiastic manner.

I feel sure you will find Neil very supportive in your requirements and professional in his dealings.

Therefore I have no hesitation to recommend him.

Yours sincerely,

Mike Shields
Business Development Manager
Isoil Impianti SpA


6th September 2017

Testimonial for Neil Thorpe 10X Wealth Management

My name is Steven Chalmers I am a senior subsea engineer with Pacific Drilling inc a deep water drilling contractor based in Houston Texas.

Neil has been my finial advisor since 2014, from the first meeting Neil has conducted himself in a professional manner, he is very knowledgeable about the investments he recommends & has analysed my portfolio & made sound recommendations & guidance on long term investment products that have really enhanced the portfolio.

Neil is always very well prepared & organized for our meetings & conducts himself with professionalism & integrity.

I highly recommend Neil to anyone planning for retirement or seeking advice on long term investments.

Yours sincerely,
Steven Chalmers
Pacific Drilling


31st March 2017

Testimonial for Neil Thorpe – 10X Wealth Management

To whom it may concern

I started working with Neil on my financial retirement plan on January 2016. Even though we are still at an early stage of a 20 years plan, so far I have only good words for Neil.

At the beginning I didn’t have good understanding about the investment plan for my retirement, however Neil was able to explain to me in a simple way that I could understand. Most importantly, Neil analyzed my personal situation well and advised me on investment options that suit my lifestyle.

Neil has always been open and transparent on his approach, and as well very knowledgeable and professional. He arranges quarterly meeting to keep me updated and give me guidance on my investment progress.

I have no hestitation on recommending Neil to other people looking for an investment plan.

Best Regards,

Nicolas Budi Kosasih
Regional Associate Creative Director
Hakuhodo Asia Pacific


25th February 2014

Testimonial for Neil Thorpe – 10X Wealth Management

To whom it may concern

It is my pleasure to present a testimonial for Neil Thorpe.

Neil is managing my UK pension, and is also providing on-going retirement financial investment advice.

Neil, as my financial advisor, has performed well in supporting and developing my investment portfolio. He is very well prepared for all meetings and shows enthusiasm and interest in helping me to manage my financial future. He is very committed to getting the best for his clients.

I am certain you will find Neil supportive of your requirements and professional in his dealings with you.

Therefore, I have no hesitation to recommend him.

Yours sincerely

Andrew Smith
Managing Director
Inspire Consulting and Training (Thailand) Co., Ltd.


The Slate – A Phuket Pearl Resort
RE: Testimonial for Neil Thorpe (Senior Wealth Manager)

To whom it may concern,

Neil has taken over the managing of my retirement plan since 2013, when I moved to Phuket, Thailand.

He has made it a point to meet with his clients personally periodically and has always been available to answer whatever questions I may have.

Neil is extremely knowledgeable and professional in his interactions and has given me confidence and assurance to achieve what I intend to have for my retirement fund.

I am happy to recommend Neil with your financial planning.

Sincerely yours,

Maria Ana Soriano
Director of Housekeeping
The Slate


11th March 2019

TESTIMONIAL FOR NEIL THORPE, 10X Wealth Management

To Whom It May Concern,

Neil and his team first moved a UK Pension pot overseas for me in late 2013. Like most long term expats I needed pension investment advice, commentary and someone to give me options and deadlines, ask me questions and suggest suitable blue chip investment products that would give me good growth, good protection and also flexible options on taking income.

Quarterly Call Notes worked well for me. Now at the end of their 5 year period, Neil who is excellent at keeping me informed has just spent personal time assessing previous performance, learning some lessons and guiding me through the available replacement products. Noting that my priorities remain a balance of growth, protection, and income flexibility, previous income performance has been above my expectation which I hope to repeat.

I have trust in Neil, the company he represents and the financial products that they choose to make available to people with similar expatriate pension needs as me. I happily recommend Neil on this alone, and doubly so if you are in Thailand where there is a particular shortage of good professional financial advice.

Another benefit worth highlighting is the very professional client services and admin team in Bangkok that Neil works with – organized, responsive and helpful, English speaking and including expat staff – so things are done on time and not allowed to fall between any cracks.

Yours sincerely,

Ian Spurdle
Founding Managing Director
Asia360 Co. Ltd